Hassle Free Applications for Payday Loans
There’s just one easy application to fill in, and you’ll get a fast decision. It’ll only take minutes to fill in, and you can apply any time – day or night.
Your chances of being approved for payday loans
You’ll stand a significantly higher chance of being approved for payday loans by
using a non charging payday loans broker like payday bank. Because your application
will be sent to multiple lenders, you’ll be in a much better position than applying
with just one lender. Even if you were to apply to each lender separately, it would
take much, much longer. This allows you to do just one application, and in the same
amount of time, deal with multiple payday loans lenders. It’s that easy!
Implications of Non-Payment
We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue claimants by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score.
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.
You may have the opportunity to roll over your loan, which means paying off the interest earned to date and continuing to gain interest on the original loan amount over an extended term. This interest will most likely be at the same rate that the original loan was charged at. Some lenders may insist on a rollover as opposed to a renewal.
All of the above varies between lenders. More responsible lending information.
* This may vary from lender to lender, some lenders may take up to 48 hours. We do not guarantee you will be approved for any amount.